Covington County property record for 85 Cooley Rd, Seminary, MS 39479 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,517 sqft · built 2014 |
| Lot Size | 6.18 acres (269,201 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,383 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit May 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078028 01430 |
| Primary APN | 078028 01430 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,517 sqft Adjusted Area |
| 1st Floor Area | 1,353 sqft |
| Utility Area | 64 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 269,201 sqft (6.18 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 196 sqft |
| Utility Building | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19310 |
|---|---|
| Street Address | 85 COOLEY RD |
| City | SEMINARY |
| State | MS |
| Zip | 39479-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.18 AC PT NE4 NW LOTS 13 & 14 DOUBLE BRANCH ESTATES (UNRECORDED) B 0362 P 0387 09/28/2023 |
| Legal Range | 15W |
| Legal Township | 07N |
| Legal Section | 28 |
| Legal Subdivision | DOUBLE BRANCH ESTATES |
| Legal Lot Number | 13-14 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950402 |
Source: Covington County records · APN 078028 01430
Assessment roll updated June 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4958 OAK DR, LAFITTE, LA 70067-5246 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK |
| Sep 28, 2023 | Warranty Deed, Transfer UNKNOWN, PINE BELT LAND TITLE LLC |
| Dec 16, 2020 | Warranty Deed, Transfer |
| Jun 22, 2020 | Warranty Deed, Transfer |
| May 18, 2020 | Warranty Deed, Transfer |
| Mar 26, 2020 | Warranty Deed, Transfer |
| Jun 20, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 |
| Deed Sale | Mar 26, 2021 |
| Prior Sale | Dec 16, 2020 |
| Deed Document Number | 20211067346 |
| Deed Book / Page | 346 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 86 COOLEY RD, SEMINARY, MS 39479-4244 |
| Document Number | 0000825/14 |
|---|---|
| Date | May 20, 2024 |
| Book Page | 825/14 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMRALL, MS 39482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 86 COOLEY RD, SEMINARY, MS 39479-4244 |
| Document Number | 00000802/4 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 802/4 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMRALL, MS 39482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 75 NEAL DR, SEMINARY, MS 39479-4333 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000777/698 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 777/698 |
| Instrument | 1064159 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Sep 28, 2023 |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Number | 000362/387 |
| Book / Page | 362 / 387 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | UNKNOWN, PINE BELT LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 MCKENZIE RD, PETAL, MS 39465-9235 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4958 OAK DR, LAFITTE, LA 70067-5246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Dec 16, 2020 |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Number | 000345/347 |
| Book / Page | 345 / 347 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 1066202 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 BILL MCQUEEN RD, SEMINARY, MS 39479-8785 |
| Name | Verified Name |
|---|---|
| Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Jun 22, 2020 |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Number | 000342/743 |
| Book / Page | 342 / 743 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 1064148 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Name | Verified Name |
|---|---|
| Address | 75 NEAL DR, SEMINARY, MS 39479-4333 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | May 18, 2020 |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Number | 000342/318 |
| Book / Page | 342 / 318 |
| Instrument Date | May 05, 2020 |
| Instrument | 001063701 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 KINSINGTON CT, RIDGELAND, MS 39157-4184 |
| Name | Verified Name |
|---|---|
| Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Mar 26, 2020 |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Number | 000341/633 |
| Book / Page | 341 / 633 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 1063148 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 613 KINSINGTON CT, RIDGELAND, MS 39157-4184 |
| Name | Verified Name |
|---|---|
| Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON MS |
| Recording Date | Jun 20, 2019 |
| Property Address | 85 COOLEY RD, SEMINARY, MS 39479-4245 |
| Document Number | 000337/331 |
| Book / Page | 337 / 331 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 1060041 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Covington County records · Assessment roll updated June 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,383.00 (+178.27%) | $14,395 (-0.25%) | |
| 2024 | $14,431 (+48.88%) | $95,960 (-0.25%) Land $8,850 Building $87,110 | |
| 2023 | $9,693 (+9.19%) | $96,200 (+9.23%) Land $8,830 Building $87,370 | |
| 2022 | $497.00 (+86.84%) Disabled Person's exemption | $8,877 | $88,070 Land $8,900 Building $79,170 |
| 2019 | $266.00 |
Source: FEMA National Flood Hazard Layer, Covington County (28031C), updated April 5, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280319504022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Most Recent Claim | Jun 2026, river or lake flooding, Tropical Storm Arthur |
| Wildfire Risk | Moderate above 65% of the US · above 83% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Telapex, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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