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145 Cooley Rd, Seminary, MS 39479 Property Records

Covington County property record for 145 Cooley Rd, Seminary, MS 39479

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,415 sqft · built 1941
Lot Size5.29 acres (230,432 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN079031 00601

Property Details

APN / Parcel Number

Primary APN079031 00601
Alternative APN
  • 16240

Interior

Full Baths1 Bath
Building Area1,415 sqft Adjusted Area
1st Floor Area1,232 sqft
Utility Area2,000 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area230,432 sqft (5.29 acres)
Utility Building2,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number16240
Street Address145 COOLEY RD
CitySEMINARY
StateMS
Zip39479-4258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.29 AC IN S2 NW4 W OF & ADJ TO COO LEY RD B 0349 P 0065 07/27/2021
Legal Range15W
Legal Township07N
Legal Section31
JurisdictionCOVINGTON MS
Township / Civil Division2
Census Block Group1
Census Block1006
Census Tract950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 COOLEY RD, SEMINARY, MS 39479-4258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON MS
Property Address145 COOLEY RD, SEMINARY, MS 39479-4258
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyBENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 COOLEY RD, SEMINARY, MS 39479-4258

Mortgage

Document Number000791/577
DateJul 27, 2021
Book Page791/577
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyCovington County
Unified School DistrictCovington County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$6,300 (-1.21%)
2024$62,330 (-0.81%) Land $8,200 Building $54,130
2023$6,377$62,840 Land $8,080 Building $54,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 83% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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