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85 Co Rd 585, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 85 Co Rd 585, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,809 sqft · built 1995
Lot Size8.31 acres (361,984 sqft)
Owner2 Individual Names on Record
Last Sale$36,000 (Apr 2025)
Tax Bill$92 (2025)
Deeds & MortgagesJun 2025 Mortgage
Apr 2025 Transfer
Flood ZoneZone X (minimal risk)
APN13-10-05-22-0-000-016.000

Property Details

APN / Parcel Number

Primary APN13-10-05-22-0-000-016.000
Alternative APNs
  • ALT APN:1005220000016000
  • 221625
  • 1658

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,809 sqft Living Area
1st Floor Area1,064 sqft
Upper Floors Area745 sqft
Basement Area1,064 sqft
Finished Basement1,064 sqft
Unfinished Basement1,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area361,984 sqft (8.31 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area60 sqft
Utility Building72 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number221625
Street Address85 COUNTY ROAD 585
CityCEDAR BLUFF
StateAL
Zip35959-3156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR SE/4 SW/4;N 12' TO POB;E 220';N 218.38';E 236.55';S 218.38';E 164';N 900';W 620';S 890'TO POB
Legal Range10E
Legal Township09S
Legal Section22
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group1
Census Block1008
Census Tract955701

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address85 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2025Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY FCU
Apr 15, 2025Correction Deed

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Deed Document Number2025238218
Last Transfer DateApr 15, 2025
Transfer Doc0000238269
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address85 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3156
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyTEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1185 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2265
InvestorPossibly a Property Investor

Mortgage

Document Number0000238960
DateJun 6, 2025
Instrument238960
Lender
NameLIBERTY FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJun 1, 2056

April 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionCHEROKEE AL
Recording DateApr 15, 2025
Property Address85 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3156
Document Number0000238269
Instrument DateApr 15, 2025
Instrument238269
Record UpdatedNov 27, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address85 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3156

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3156

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92.00 (-47.43%)$18,660 (+12.41%) Land $3,380 Building $15,280$208,400 (+2.51%) Land $41,300 Building $167,100
2024$175.00 (-2.23%) Additional exemption filed$16,600 (-26.29%) Land $1,320 Building $15,280$203,300 (-0.25%) Land $36,200 Building $167,100
2023$179.00 (-2.19%) Additional exemption filed$22,520 (+23.46%)$203,800 (-0.2%) Land $36,200 Building $167,600
2022$183.00 Additional exemption filed$18,240 Land $2,960 Building $15,280$204,200 Land $36,200 Building $168,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 86% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10
AT&T
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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