375 Co Rd 585, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 375 Co Rd 585, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,800 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2018)
Tax Bill	$991 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-05-22-0-000-016.002`

Property Details

APN / Parcel Number

Primary APN	`13-10-05-22-0-000-016.002`
Alternative APNs	`ALT APN:1005220000016002` `24947`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	600 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Porch	Slab
Porch Area	320 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	24947
Street Address	375 COUNTY ROAD 585
City	CEDAR BLUFF
State	AL
Zip	35959-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR OF NE/4 OF SW/4, S 392' TO POB, S 335.27', E 650.68' 620', N 335.27', W 620' TO POB
Legal Range	10E
Legal Township	09S
Legal Section	22
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1008
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2018203244
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Jun 17, 2026
Property Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153
Document Number	0000244353
Instrument Date	Jun 8, 2026
Instrument	2026244353
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153
Investor	Possibly a Property Investor

Mortgage

Document Number	0000244353,
Date	Jun 17, 2026
Instrument	2026244353

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000216336
Date	Jan 27, 2021
Instrument	216336

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 2, 2018
Property Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153
Document Number	0000203244
Instrument Date	Jun 27, 2018
Instrument	203244
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 COUNTY ROAD 585, CEDAR BLUFF, AL 35959-3153
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$991.00 (+7.37%)
2025	$923.00 (+1.32%) Homeowner's exemption	$7,080 (-61.23%) Land $2,380 Building $4,700	$232,400 (+1.26%) Land $23,700 Building $208,700
2024	$911.00 Additional exemption filed	$18,260 (-20.47%) Land $2,080 Building $16,180	$229,500 (-) Land $20,800 Building $208,700
2023	$911.00 Homeowner's exemption	$22,960 (+238.64%)	$229,500 (-) Land $20,800 Building $208,700
2022	$911.00 Homeowner's exemption	$6,780 Land $2,080 Building $4,700	$229,500 Land $20,800 Building $208,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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