85 Co Rd 519, Centre, AL 35960 Property Records

Cherokee County property record for 85 Co Rd 519, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,036 sqft · built 2000
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2018)
Tax Bill	$583 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-17-0-000-011.013`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-17-0-000-011.013`
Alternative APNs	`ALT APN:1304170000011013` `205944`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	144 sqft

Location & Zoning

Account Number	205944
Street Address	85 COUNTY ROAD 519
City	CENTRE
State	AL
Zip	35960-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, LOCKRIDGE SD ADDITION # 2, PB 10 PG 17
Legal Range	10E
Legal Township	10S
Legal Section	17
Legal Subdivision	LOCKRIDGE SD
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5027
Census Tract	956000

Owner

85 Co Rd 519 is owned and occupied by an individual who bought it in August 2018.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	85 COUNTY ROAD 519, CENTRE, AL 35960-6142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES BANK OF ALA
Aug 2, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage WINSOUTH CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Feb 21, 2007 · Amount on File
Deed Document Number	2018203745
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	85 COUNTY ROAD 519, CENTRE, AL 35960-6142
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199891
Date	Oct 4, 2017
Instrument	199891

Lender

Name	PEOPLES BANK OF ALA
Type	Non-Lending Institution
Address	CULLMAN, AL 35055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 2, 2018
Property Address	85 COUNTY ROAD 519, CENTRE, AL 35960-6142
Document Number	203745
Instrument Date	Jul 17, 2018
Instrument	203745
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 743, JOHNSON CITY, TN 37605-0743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 COUNTY ROAD 519, CENTRE, AL 35960-6142

Mortgage

Document Number	203746
Date	Aug 2, 2018
Instrument	203746

Lender

Name	WINSOUTH CREDIT UNION
Type	Non-Lending Institution
Address	GADSDEN, AL 35904

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 85 Co Rd 519 was $583 with a homeowner's exemption, up 7.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$583.00 (+7.56%)
2025	$542.00 (+6.48%) Homeowner's exemption	$14,180 (+5.82%) Land $2,200 Building $11,980	$141,700 (+5.75%) Land $22,000 Building $119,700
2024	$509.00 Additional exemption filed	$13,400 (-) Land $2,000 Building $11,400	$134,000 (-) Land $20,000 Building $114,000
2023	$509.00 (+10.17%) Homeowner's exemption	$13,400 (+9.12%)	$134,000 (+9.12%) Land $20,000 Building $114,000
2022	$462.00 Homeowner's exemption	$12,280 Land $880 Building $11,400	$122,800 Land $8,800 Building $114,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Co Rd 519 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Co Rd 519 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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