115 Co Rd 519, Centre, AL 35960 Property Records

Cherokee County property record for 115 Co Rd 519, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,576 sqft · built 2003
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Feb 2017)
Tax Bill	$1,893 (2026)
Deeds & Mortgages	May 2025 Line of Credit Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-17-0-000-011.012`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-17-0-000-011.012`
Alternative APNs	`ALT APN:1304170000011012` `214716` `31770`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	744 sqft
Basement Area	832 sqft
Finished Basement	468 sqft
Unfinished Basement	364 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Porch	Slab
Porch Area	32 sqft
Deck Area	520 sqft

Location & Zoning

Account Number	214716
Street Address	115 COUNTY ROAD 519
City	CENTRE
State	AL
Zip	35960-6177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, LOCKRIDGE SD ADDITION # 2, PB 10 PG 17
Legal Range	10E
Legal Township	10S
Legal Section	17
Legal Subdivision	LOCKRIDGE SD
Legal Lot Number	1
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5027
Census Tract	956000

Owner

115 Co Rd 519 is owned and occupied by two individuals who bought it in February 2017.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 COUNTY ROAD 519, CENTRE, AL 35960-6177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 4, 2022	Warranty Deed, Transfer
Feb 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017 · Amount on File
Deed Sale	Feb 16, 2017 · Amount on File
Prior Sale	Aug 8, 2006 · Amount on File
Deed Document Number	2017196769
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	115 COUNTY ROAD 519, CENTRE, AL 35960-6177
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238709
Date	May 16, 2025
Instrument	238709

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	ROME, GA 30165

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 4, 2022
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000223570
Map Reference	PB 10 PG 17
Instrument Date	Mar 18, 2022
Instrument	223570
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 OLD HARDIN BRIDGE RD, TAYLORSVILLE, GA 30178-1500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 COUNTY ROAD 519, CENTRE, AL 35960-6177

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 16, 2017
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000196769
Instrument Date	Feb 6, 2017
Instrument	0196769
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 OAK HILLS LN, ALBANY, GA 31701-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 OLD HARDIN BRIDGE RD, TAYLORSVILLE, GA 30178-1500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 115 Co Rd 519 was $1,893, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,893.00 (+7.01%)
2025	$1,769.00 (+1.14%)	$42,140 (+1.15%) Land $4,480 Building $37,660	$210,700 (+1.15%) Land $22,400 Building $188,300
2024	$1,749.00	$41,660 (-) Land $4,000 Building $37,660	$208,300 (-) Land $20,000 Building $188,300
2023	$1,749.00 (+24.22%)	$41,660 (+24.21%)	$208,300 (+24.21%) Land $20,000 Building $188,300
2022	$1,408.00	$33,540 Land $1,760 Building $31,780	$167,700 Land $8,800 Building $158,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Co Rd 519 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Co Rd 519 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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