Schenectady County and Rotterdam Town property record for 81 Cindy Crest Dr, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,756 sqft · built 2003 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2025) |
| Tax Bill | $9,325 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.20-2-106 |
| Primary APN | 422800 58.20-2-106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 375 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 CINDY CREST DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2 SECTION 3 FILES 9/5/02 COL MNR-21 58.20-2-5.1 |
| Legal Block | 2 |
| Legal Lot Number | 106.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 33003 |
Source: Schenectady County and Rotterdam Town assessment roll, APN 422800 58.20-2-106, as of April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3901 GOLF TEE CT, 301, FAIRFAX, VA 22033-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 08, 2025 | Warranty Deed, Transfer |
| Jun 23, 2025 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Jun 06, 2003 · Amount on Record |
| Deed Document Number | 202515613 |
| Deed Book / Page | 2152 / 48 |
| Prior Transfer Date | Feb 01, 2024 |
| Prior Transfer Doc | 0000043848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 22, 2026 |
| Property Address | 81 CINDY CREST DR, SCHENECTADY, NY 12306-3431 |
| Document Number | 0000009294 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20269294 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 81 CINDY CREST DR, SCHENECTADY, NY 12306-3431 |
| Document Number | 0000009294, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20269294 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 08, 2025 |
| Property Address | 81 CINDY CREST DR, SCHENECTADY, NY 12306-3431 |
| Document Number | 0000016649 |
| Map Reference | DOC 202460776 |
| Instrument Date | Jul 08, 2025 |
| Instrument | 202516649 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1209 TROY SCHENECTADY RD, LATHAM, NY 12110-1011 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 81 CINDY CREST DR, ROTTERDAM, NY 12306-3431 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 23, 2025 |
| Property Address | 81 CINDY CREST DR, SCHENECTADY, NY 12306-3431 |
| Document Number | 0000015613 |
| Map Reference | CAB K 92&93 |
| Instrument Date | May 30, 2025 |
| Instrument | 202515613 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 CINDY CREST DR, ROTTERDAM, NY 12306-3431 |
| Name | Verified Name |
|---|---|
| Address | 3901 GOLF TEE CT APT 301, 301, FAIRFAX, VA 22033-2628 |
| Document Number | 0000015614 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 202515614 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2055 |
Source: Schenectady County and Rotterdam Town assessment roll as of April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,325.00 | $255,000 (-) Land $30,000 Building $225,000 | $392,300 (+16.93%) Land $46,153 Building $346,147 |
| 2023 | $255,000 Land $30,000 Building $225,000 | $335,500 Land $39,471 Building $296,029 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 313 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NY4600069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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