85 Chatham St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 85 Chatham St, Worcester, MA 01609

Property Summary

Property Type	Apartments (5+ Units)
Details	10,598 sqft · built 1910
Lot Size	0.151 acres (6,580 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Feb 2018)
Tax Bill	$22,576 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-024-00034`

Property Details

APN / Parcel Number

Primary APN	`3-024-00034`
Alternative APN	`WORC M:03 B:024 L:00034`

Interior

Units	16 Units
Stories	3 Stories
Building Area	10,598 sqft Living Area
Gross Area	13,305 sqft
Basement Area	2,626 sqft
Unfinished Basement	2,626 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	6,580 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-024-00034
Street Address	85 CHATHAM ST
City	WORCESTER
State	MA
Zip	01609-2061
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	24
Legal Lot Number	34
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3010
Census Tract	731500

Owner

85 Chatham St, a residential property, is owned by a company that bought it in February 2018.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1 KELLEY SQ, WORCESTER, MA 01610-2754
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage MILLBURY SAVINGS BANK
Feb 7, 2018	Quit Claim Deed, Transfer MILLBURY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Jun 29, 1989 · Amount on File
Deed Book / Page	58415 / 186
Transfer Doc	058415-186
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 CHATHAM ST, WORCESTER, MA 01609-2061
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59583-104
Date	Oct 23, 2018
Book Page	59583/104
Instrument	112388

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 7, 2018
Property Address	85 CHATHAM ST, WORCESTER, MA 01609-2061
Document Number	58415-186
Book / Page	58415 / 186
Instrument	12722
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CHATHAM ST, WORCESTER, MA 01609-2061

Mortgage

Document Number	584150189
Date	Feb 7, 2018
Instrument	58415/0189

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 85 Chatham St was $22,576, up 0.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$22,576.00 (+0.68%)	$1,700,000 (-) Land $800,000 Building $900,000
2025	$22,423.00	$1,700,000 Land $800,000 Building $900,000
2023	$20,760.00	$1,447,700 Land $720,000 Building $727,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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