84 Chatham St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 84 Chatham St, Worcester, MA 01609

Property Summary

Property Type	Triplex
Details	12 bd · 3 ba · 4,845 sqft · built 1880
Lot Size	0.205 acres (8,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2025)
Tax Bill	$8,378 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-026-00029`

Property Details

APN / Parcel Number

Primary APN	`3-026-00029`
Alternative APN	`WORC M:03 B:026 L:00029`

Interior

Bedrooms	12 Beds
Full Baths	3 Baths
Total Rooms	21 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,845 sqft Living Area
Gross Area	7,346 sqft
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Unfinished Basement	1,615 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,948 sqft (0.205 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-026-00029
Street Address	84 CHATHAM ST
City	WORCESTER
State	MA
Zip	01609-3242
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	26
Legal Lot Number	29
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3009
Census Tract	731500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 DANIEL SHAYS RD, HOPKINTON, MA 01748-3101
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SAVINGS BANK
Sep 5, 2025	Fiduciary Deed, Transfer PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Deed Document Number	2025124973
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Apr 17, 2026
Property Address	84 CHATHAM ST, WORCESTER, MA 01609-3242
Document Number	0000125806
Instrument Date	Apr 13, 2026
Instrument	2026125806
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 CHATHAM ST, WORCESTER, MA 01609-3242

Mortgage

Document Number	0000125806,
Date	Apr 17, 2026
Instrument	2026125806

Lender

Name	MIDDLESEX SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 5, 2025
Property Address	84 CHATHAM ST, WORCESTER, MA 01609-3242
Document Number	0000124973
Instrument Date	Sep 5, 2025
Instrument	124973
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 DANIEL SHAYS RD, HOPKINTON, MA 01748-3101

Mortgage

Document Number	0000124974
Date	Sep 5, 2025
Instrument	124974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,378.00 (+2.84%)	$630,900 (+2.14%) Land $65,800 Building $565,100
2025	$8,147.00 (+14.89%)	$617,700 (+24.91%) Land $65,100 Building $552,600
2023	$7,091.00	$494,500 Land $51,400 Building $443,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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