Haywood County property record for 85 Chapman St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1964 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Nov 2022) |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Nov 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-71-1157 |
| Primary APN | 8637-71-1157 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 275955 |
|---|---|
| Street Address | 85 CHAPMAN ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 85 CHAPMAN ST |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 920502 |
85 Chapman St is owned by two individuals who bought it in November 2022.
Source: Haywood County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9006 MARLEE RD, JACKSONVILLE, FL 32222-1620 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit LONGBRIDGE FINANCIAL LLC |
| Nov 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 2, 2022 | Intrafamily Transfer, Transfer |
| Jun 2, 2022 | Warranty Deed, Transfer |
| Jul 12, 2022 | Intrafamily Transfer, Transfer |
| Jul 12, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Prior Sale | May 2, 2001 |
| Deed Document Number | 202211916 |
| Deed Book / Page | 1075 / 2448 |
| Prior Transfer Date | May 18, 2022 |
| Prior Transfer Doc | 0010670320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Oct 2, 2026 |
| Property Address | 85 CHAPMAN ST, CLYDE, NC 28721-1507 |
| Document Number | 0000008706 |
| Book / Page | 1163 / 13 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20268706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 CHAPMAN ST, CLYDE, NC 28721-1507 |
| Document Number | 0000008706, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 1163/13 |
| Instrument | 20268706 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Due | Jul 10, 2111 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 16, 2022 |
| Property Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Number | 0010752448 |
| Book / Page | 1075 / 2448 |
| Map Reference | MB 1067 PG 327 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022011916 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 MELROSE PL, PROSPERITY, SC 29127-9108 |
| Name | Verified Name |
|---|---|
| Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Number | 0010752451 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 1075/2451 |
| Instrument | 2022011917 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 2, 2022 |
| Property Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Number | 0010641088 |
| Book / Page | 1064 / 1088 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022006019 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Name | Verified Name |
|---|---|
| Address | 53 MELROSE PL, PROSPERITY, SC 29127-9108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 2, 2022 |
| Property Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Number | 0010641036 |
| Book / Page | 1064 / 1036 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022006011 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 MELROSE PL, PROSPERITY, SC 29127-9108 |
| Name | Verified Name |
|---|---|
| Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 12, 2022 |
| Property Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Number | 0010670327 |
| Book / Page | 1067 / 327 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022007401 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Name | Verified Name |
|---|---|
| Address | 53 MELROSE PL, PROSPERITY, SC 29127-9108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 12, 2022 |
| Property Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
| Document Number | 0010670320 |
| Book / Page | 1067 / 320 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022007397 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53 MELROSE PL, PROSPERITY, SC 29127-9108 |
| Name | Verified Name |
|---|---|
| Address | 85 CHAPMAN ST, CLYDE, NC 28721 |
The 2025 property tax bill for 85 Chapman St was $1,164.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,700 (-) Land $22,800 Building $131,900 | ||
| 2025 | $1,164.00 | $154,700 Land $22,800 Building $131,900 | $154,700 Land $22,800 Building $131,900 |
| 2023 | $154,700 Land $22,800 Building $131,900 | $154,700 Land $22,800 Building $131,900 | |
| 2021 | $154,700 Land $22,800 Building $131,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Chapman St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Chapman St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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