Haywood County property record for 25 Chapman St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,164 sqft · built 1963 |
| Lot Size | 0.286 acres (12,441 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (May 2013) |
| Tax Bill | $1,509 (2025) |
| Deeds & Mortgages | Jun 2017 Loan Modification May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-71-1418 |
| Primary APN | 8637-71-1418 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Heated Area |
| Gross Area | 3,133 sqft |
| 1st Floor Area | 1,164 sqft |
| Utility Area | 162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 12,441 sqft (0.286 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 231309 |
|---|---|
| Street Address | 25 CHAPMAN ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 25 CHAPMAN ST |
| Legal Subdivision | DAVID ROBINSON |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 920502 |
25 Chapman St is owned and occupied by an individual who bought it in May 2013.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 CHAPMAN ST, CLYDE, NC 28721-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2017 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| May 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on File |
| Deed Sale | May 17, 2013 · Amount on File |
| Deed Document Number | 20134443 |
| Deed Book / Page | 847 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 25 CHAPMAN ST, CLYDE, NC 28721-1507 |
| Document Number | 0009311023 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 CHAPMAN ST CLYDE NC 287211507, CLYDE, NC 28721-1507 |
| Document Number | 0009311023 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 000931/001023 |
| Instrument | 5856 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 25 CHAPMAN ST, CLYDE, NC 28721-1507 |
| Document Number | 0009311033 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25 CHAPMAN ST CLYDE NC 287211507, CLYDE, NC 28721-1507 |
| Document Number | 0009311033 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 000931/001033 |
| Instrument | 5857 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | SAINT LOUIS, MO 63120-0011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 25 Chapman St was $1,509.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,800 (-) Land $25,200 Building $182,600 | ||
| 2025 | $1,509.00 | $207,800 Land $25,200 Building $182,600 | $207,800 Land $25,200 Building $182,600 |
| 2023 | $207,800 Land $25,200 Building $182,600 | $207,800 Land $25,200 Building $182,600 | |
| 2021 | $207,800 Land $25,200 Building $182,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Chapman St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Chapman St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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