85 Chad Wayne Dr, Murray, KY 42071 Property Records

Calloway County property record for 85 Chad Wayne Dr, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,431 sqft · built 2006
Lot Size0.408 acres (17,816 sqft)
OwnerIndividual Name on File
Last Sale$287,500 (Jun 2014)
Tax Bill$3,118 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Jul 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN033-J-0001-00032

Property Details

APN / Parcel Number

Primary APN033-J-0001-00032
Alternative APN
  • 38842

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,431 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,816 sqft (0.408 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number38842
Street Address85 CHAD WAYNE DR
CityMURRAY
StateKY
Zip42071-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description85 CHAD WAYNE DRIVE
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group2
Census Block2043
Census Tract10602

Owner

Source: Calloway County assessment roll, as of November 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address85 CHAD WAYNE DR, MURRAY, KY 42071-4438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Line of Credit
MSU FCU
Jul 14, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MSU FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2014 · Amount on Record
Deed SaleJun 17, 2014 · Amount on Record
Prior SaleMay 29, 2009 · Amount on Record
Deed Document Number569820
Deed Book / Page1014 / 332
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address85 CHAD WAYNE DR, MURRAY, KY 42071-4438
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001236/674
DateDec 11, 2019
Book Page1236/674
Instrument638488
Lender
NameMSU FCU
TypeCredit Union
AddressMURRAY, KY 42071
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 30, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address85 CHAD WAYNE DR, MURRAY, KY 42071-4438
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001263/140
DateJul 14, 2020
Book Page1263/140
Instrument642246
Lender
NameMSU FCU
TypeCredit Union
AddressMURRAY, KY 42071
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJul 31, 2030

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
MunicipalityMurray City
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,118.00 (+9.25%)$390,000 (+11.43%)$390,000 (+11.43%)
2023$2,854.00$350,000$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURRAY WATER SYSTEM
serves 26,302 people · EPA ID KY0180306
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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