Calloway County property record for 107 Chad Wayne Dr, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.408 acres (17,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Apr 2018) |
| Tax Bill | $2,604 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-J-0001-00033 |
| Primary APN | 033-J-0001-00033 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,816 sqft (0.408 acres) |
|---|
| Account Number | 453 |
|---|---|
| Street Address | 107 CHAD WAYNE DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107 CHAD WAYNE DRIVE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10602 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 CHAD WAYNE DR, MURRAY, KY 42071-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Sep 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK USA INC |
| Apr 16, 2018 | Warranty Deed, Transfer · Commercial Mortgage HERITAGE BANK USA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2016 · Amount on Record |
| Deed Document Number | 626812 |
| Deed Book / Page | 1170 / 430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 107 CHAD WAYNE DR, MURRAY, KY 42071-4439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 107 CHAD WAYNE DR, MURRAY, KY 42071-4439 |
| Document Number | 001349/721 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 1349/721 |
| Instrument | 654364 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 107 CHAD WAYNE DR, MURRAY, KY 42071-4439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001186/481 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 1186/481 |
| Instrument | 629649 |
| Name | HERITAGE BANK USA INC |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 16, 2018 |
| Property Address | 107 CHAD WAYNE DR, MURRAY, KY 42071-4439 |
| Document Number | 001170/430 |
| Book / Page | 1170 / 430 |
| Map Reference | MB 36 PG 98 SL 3514 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 626812 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1831 KANDI KAY LN, 1831, MURRAY, KY 42071-4435 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 107 CHAD WAYNE DR, MURRAY, KY 42071-4439 |
| Document Number | 0000626813 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 626813 |
| Name | HERITAGE BANK USA INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 16, 2019 |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,604.00 (-1.81%) | $325,000 (-) | $325,000 (-) |
| 2023 | $2,652.00 | $325,000 | $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures