Barnstable County and Chatham Town property record for 85 Cedar St, Chatham, MA 02633
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 1.47 acres (64,431 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,050,000 (Jul 2026) |
| Tax Bill | $9,801 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:13C B:0003 L:14 |
| Primary APN | CHAT M:13C B:0003 L:14 |
|---|---|
| Alternative APN |
|
| Lot Area | 64,431 sqft (1.47 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 1639 |
|---|---|
| Street Address | 85 CEDAR ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2108 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | R40 |
| Legal Subdivision | ELIZABETH D HARLOW |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10700 |
Source: Barnstable County and Chatham Town records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 85 CEDAR ST, CHATHAM, MA 02633-2108 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 13, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Aug 22, 2011 · Amount on Record |
| Deed Document Number | 202628480 |
| Deed Book / Page | 37738 / 326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 85 CEDAR ST, CHATHAM, MA 02633-2108 |
| Document Number | 0000028480 |
| Book / Page | 37738 / 326 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202628480 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jul 13, 2026 |
|---|
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 85 CEDAR ST, CHATHAM, MA 02633-2108 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 037317-202 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 37317/202 |
| Instrument | 48495 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,801.00 (+2.87%) | $2,824,600 (+5.83%) Land $1,514,300 Building $1,310,300 | $2,891,230 |
| 2024 | $9,528.00 | $2,668,900 Land $1,428,700 Building $1,240,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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