Barnstable County and Chatham Town property record for 49 Cedar St, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,503 sqft · built 1979 |
| Lot Size | 1.05 acres (46,096 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,414 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:14C B:0056 L:C2 |
| Primary APN | CHAT M:14C B:0056 L:C2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,503 sqft Living Area |
| Gross Area | 6,764 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 46,096 sqft (1.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 2270 |
|---|---|
| Street Address | 49 CEDAR ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 56 |
| Legal Lot Number | C2 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10700 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 173, CHATHAM, MA 02633-0173 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 26, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Aug 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2016 |
| Deed Sale | Dec 1, 2016 |
| Prior Sale | Jan 15, 2003 · Amount on Record |
| Last Transfer Date | Jan 21, 2022 |
| Transfer Doc | 034857-284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Jan 26, 2022 |
| Property Address | 49 CEDAR ST, CHATHAM, MA 02633-2108 |
| Document Number | 034857-284 |
| Book / Page | 34857 / 284 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 4351 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 CEDAR ST, CHATHAM, MA 02633-2108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 49 CEDAR ST, CHATHAM, MA 02633-2108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34443-219 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 34443/219 |
| Instrument | 58371 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Aug 20, 2021 |
| Property Address | 49 CEDAR ST, CHATHAM, MA 02633-2108 |
| Document Number | 34399-300 |
| Book / Page | 34399 / 300 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 55079 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49 CEDAR ST, CHATHAM, MA 02633-2108 |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,414.00 (+2.4%) | $2,424,900 (+5.35%) Land $1,214,700 Building $1,210,200 | $4,703,640 |
| 2024 | $8,217.00 (+5.51%) | $2,301,700 (+14.68%) Land $1,145,900 Building $1,155,800 | |
| 2023 | $7,788.00 | $2,007,100 Land $954,900 Building $1,052,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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