Franklin County property record for 85 Cedar Bay, Union Hall, VA 24176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,322 sqft · built 2011 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,419 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052 02-075 00 |
| Primary APN | 052 02-075 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,322 sqft Living Area |
| Gross Area | 6,452 sqft |
| 1st Floor Area | 2,968 sqft |
| Basement Area | 2,698 sqft |
| Finished Basement | 809 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | EIFS / Synthetic Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
|---|---|
| Patio Area | 32 sqft |
| Balcony Area | 92 sqft |
| Boat Access | Boat Access |
| Boat House | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 37989 |
|---|---|
| Street Address | 85 CEDAR BAY |
| City | UNION HALL |
| State | VA |
| Zip | 24176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | CEDAR BAY LOT 4 |
| Legal Subdivision | CEDAR BAY |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20102 |
85 Cedar Bay is owned by an individual who acquired it in August 2016.
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13128 CENTER RD, STEWARTSTOWN, PA 17363-7832 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2016 |
| Transfer Doc | 0010820209 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 85 Cedar Bay was $6,419.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,419.00 | $1,493,000 Land $144,700 Building $1,348,300 | $1,493,000 Land $144,700 Building $1,348,300 |
| 2023 | $4,219.00 | $691,800 (-) Land $132,700 Building $559,100 | $691,800 (-) Land $132,700 Building $559,100 |
| 2022 | $691,800 Land $132,700 Building $559,100 | $691,800 Land $132,700 Building $559,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Cedar Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1992–2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Cedar Bay is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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