85 Carter Dr, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 85 Carter Dr, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 10,404 sqft · built 2005
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Feb 2014)
Tax Bill	$69,690 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-78-4712`

Property Details

APN / Parcel Number

Primary APN	`14-78-4712`
Alternative APNs	`FRAM M:014 B:78 L:4712 U:000` `M:780.0 B:0001 L:0013.0` `F_667411_2948725` `18981`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	10,404 sqft Living Area
Gross Area	19,192 sqft
1st Floor Area	4,028 sqft
Basement Area	4,028 sqft
Unfinished Basement	4,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Architectural Style	Mansion
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	141,134 sqft (3.24 acres)
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18981
Street Address	85 CARTER DR
City	FRAMINGHAM
State	MA
Zip	01701-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	FRAMINGHAM
Legal Block	78
Legal Lot Number	4712
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4002
Census Tract	383904

Owner

Source: Middlesex County and Framingham City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 CARTER DR, FRAMINGHAM, MA 01701-3042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Dec 27, 2018	Deed of Trust, Mortgage · ARM MAIN STREET BANK (MA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Deed Book / Page	63276 / 176
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	85 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079001-202
Date	Oct 27, 2021
Book Page	79001/202
Instrument	234851

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	85 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79001-202
Date	Oct 27, 2021
Book Page	79001/202
Instrument	234851

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	85 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72060-584
Date	Dec 27, 2018
Book Page	72060/584
Instrument	196249

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2028

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$69,690.00 (-13.13%)	$5,836,700 (-9.35%) Land $406,900 Building $5,429,800
2024	$80,224.00 (+2.67%)	$6,438,500 (+7.86%) Land $360,300 Building $6,078,200
2023	$78,137.00	$5,969,200 Land $336,400 Building $5,632,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	106 units insured incl. 102 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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