81 Carter Dr, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 81 Carter Dr, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,833 sqft · built 2005
Lot Size	1.03 acres (44,867 sqft)
Owner	Trust Name on Record
Last Sale	$1,925,000 (Jun 2018)
Tax Bill	$29,691 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-79-5227`

Property Details

APN / Parcel Number

Primary APN	`14-79-5227`
Alternative APNs	`FRAM M:014 B:79 L:5227 U:000` `M:780.0 B:0001 L:0015.0` `F_667529_2949276` `18983`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	6,833 sqft Living Area
Gross Area	15,271 sqft
1st Floor Area	3,448 sqft
Attic	Attic
Attic Area	2,852 sqft
Basement Area	3,448 sqft
Unfinished Basement	3,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	18983
Street Address	81 CARTER DR
City	FRAMINGHAM
State	MA
Zip	01701-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	DOESKIN HILL ESTATES
Legal Block	79
Legal Lot Number	5227
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4002
Census Tract	383904

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	916 W LOIRE CT, 204, PEORIA, IL 61614-1882
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO
Oct 29, 2019	Deed of Trust, Mortgage CAMBRIDGE TR
Jun 25, 2018	Quit Claim Deed, Transfer BANK OF NEW YORK MELLON TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Sep 13, 2004 · Amount on Record
Deed Book / Page	71205 / 288
Last Transfer Date	Dec 16, 2024
Transfer Doc	083594-210
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	81 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079727-434
Date	Feb 23, 2022
Book Page	79727/434
Instrument	28776

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2029
Index	Other
Margin	3

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	81 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	73585-80
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CARTER DR FRAMINGHAM MA 017013042, FRAMINGHAM, MA 01701-3042

Mortgage

Document Number	73585-80
Date	Nov 4, 2019
Book Page	073585/000080
Instrument	171277

Lender

Name	CAMBRIDGE TR

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jun 25, 2018
Property Address	81 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	71205-288
Book / Page	71205 / 288
Instrument	91586
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 CARTER DR, FRAMINGHAM, MA 01701-3042

Mortgage

Document Number	712050294
Date	Jun 25, 2018
Instrument	71205/0294

Lender

Name	BANK OF NEW YORK MELLON TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate	4%
Max Rate At Change	70.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,691.00 (-0.24%)	$2,509,800 (+0.69%) Land $360,600 Building $1,924,200	$2,224,176 (-11.42%)
2025	$29,762.00 (+8.18%)	$2,492,600 (+12.89%) Land $343,400 Building $2,149,200	$2,510,850 (+3.67%)
2024	$27,512.00 (+3.68%)	$2,208,000 (+8.92%) Land $305,600 Building $1,902,400	$2,421,930
2023	$26,536.00	$2,027,200 Land $281,700 Building $1,745,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	106 units insured incl. 102 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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