Carroll County property record for 85 Bonfire Ct, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1993 |
| Lot Size | 0.224 acres (9,777 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,500 (Oct 2023) |
| Tax Bill | $4,057 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-106076 |
| Primary APN | 07-106076 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,777 sqft (0.224 acres) |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 106076 |
|---|---|
| Street Address | 85 BONFIRE CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 116 - 9777 SQ FT 85 BONFIRE CT 35-27 AUTUMN RIDGE SC 6 |
| Legal Subdivision | AUTUMN RIDGE SEC 06 |
| Legal Lot Number | 116 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 507601 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 BONFIRE CT, WESTMINSTER, MD 21157-4680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC |
| Oct 19, 2023 | Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Apr 5, 1993 · Amount on Record |
| Deed Book / Page | 11133 / 54 |
| Prior Transfer Date | Feb 23, 2006 |
| Prior Transfer Doc | 0047800317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 85 BONFIRE CT, WESTMINSTER, MD 21157-4680 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, MORTILES LLC |
| Name | Verified Name |
|---|---|
| Address | 85 BONFIRE CT, WESTMINSTER, MD 21157-4680 |
| Document Number | 0116350073 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 11635/73 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 19, 2023 |
| Property Address | 85 BONFIRE CT, WESTMINSTER, MD 21157-4680 |
| Document Number | 0111330054 |
| Book / Page | 11133 / 54 |
| Map Reference | MB 35 FO 27 |
| Instrument Date | Oct 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Title Company | GPN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,013.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 BONFIRE CT, WESTMINSTER, MD 21157-4680 |
| Document Number | 0111330061 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 11133-0061 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,057.00 (+5.1%) Homeowner's exemption | $370,200 (+6.07%) Land $110,000 Building $260,200 | $370,200 (-) Land $110,000 Building $260,200 |
| 2025 | $3,860.00 (+11.43%) Homeowner's exemption | $349,000 (+13.83%) | $370,200 (+20.74%) Land $110,000 Building $260,200 |
| 2023 | $3,464.00 Homeowner's exemption | $306,600 Land $117,300 Building $189,300 | $306,600 Land $117,300 Building $189,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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