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48 Bonfire Ct, Westminster, MD 21157 Property Records

Carroll County property record for 48 Bonfire Ct, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,760 sqft · built 1993
Lot Size0.282 acres (12,268 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Oct 2021)
Tax Bill$4,037 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-117116

Property Details

APN / Parcel Number

Primary APN07-117116
Alternative APNs
  • 7117116
  • 117116

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,760 sqft Total Area
Basement Area144 sqft
Finished Basement144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,268 sqft (0.282 acres)

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area420 sqft
Deck Area256 sqft
Gazebo144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number117116
Street Address48 BONFIRE CT
CityWESTMINSTER
StateMD
Zip21157-4680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 124 - 12268 SF 48 BONFIRE CT 35-27 AUTUMN RIDGE SC 6
Legal SubdivisionAUTUMN RIDGE SEC 06
Legal Lot Number124
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2007
Census Tract507601

Owner

Source: Carroll County records · APN 07-117116

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 BONFIRE CT, WESTMINSTER, MD 21157-4680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Jun 27, 2017Deed of Trust, Mortgage · Line of Credit
MUNICIPAL EMPS CU/BALTIMORE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2021 · Amount on Record
Deed SaleOct 04, 2021 · Amount on Record
Prior SaleJun 18, 2009
Deed Book / Page10478 / 375
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateOct 04, 2021
Property Address48 BONFIRE CT, WESTMINSTER, MD 21157-4680
Document Number0104780375
Book / Page10478 / 375
Map ReferenceMB 35 FO 27
Instrument DateSep 15, 2021
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCOVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BONFIRE CT, WESTMINSTER, MD 21157-4680

Mortgage

Document Number0010478381
DateOct 04, 2021
Instrument10478/381
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address48 BONFIRE CT, WESTMINSTER, MD 21157-4680
Document Number0087560111
Book / Page008756 / 000111
Instrument DateJun 27, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyMARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 BONFIRE CT WESTMINSTER MD 211574680, WESTMINSTER, MD 21157-4680

Mortgage

Document Number0087560111
DateJul 25, 2017
Book Page008756/000111
Lender
NameMUNICIPAL EMPS CU/BALTIMORE
TypeCredit Union
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$438,200 (+34.62%) Land $121,900 Building $316,300$438,200 (+34.62%) Land $121,900 Building $316,300
2025$4,037.00 (+9.76%) Homeowner's exemption
2023$3,678.00 Homeowner's exemption$325,500 Land $121,900 Building $203,600$325,500 Land $121,900 Building $203,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135076012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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