Middletown City property record for 85 Bell St, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,276 sqft · built 1949 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Apr 2024) |
| Tax Bill | $5,525 (2026) |
| Deeds & Mortgages | Apr 2024 Sale Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:02 L:0322 |
| Primary APN | MTWN M:02 L:0322 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 2,888 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 200,376 sqft (4.6 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R12961 |
|---|---|
| Street Address | 85 BELL ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Lot Number | 322 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 541401 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 BELL ST, MIDDLETOWN, CT 06457-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 22, 2024 | Fiduciary Deed, Transfer |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 13, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Deed Book / Page | 2095 / 140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Apr 22, 2024 |
| Property Address | 85 BELL ST, MIDDLETOWN, CT 06457-1507 |
| Document Number | 002095-140 |
| Book / Page | 2095 / 140 |
| Instrument Date | Apr 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 85 BELL ST, MIDDLETOWN, CT 06457-1507 |
| Document Number | 1892-865 |
| Book / Page | 001892 / 000865 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | 1892-865 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 001892/000865 |
| Instrument | 332385 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 85 BELL ST, MIDDLETOWN, CT 06457-1507 |
| Document Number | 1884-883 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1884-883 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 001884/000883 |
| Instrument | 330179 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,525.00 (+5.04%) | $156,130 (-) Land $74,640 Building $81,490 | $400,340 (+266.31%) |
| 2025 | $156,130 (-) Land $74,640 Building $81,490 | $109,291 Land $52,248 Building $57,043 | |
| 2024 | $5,260.00 (+5.47%) | $156,130 (-) Land $74,640 Building $81,490 | |
| 2023 | $4,987.00 (+13.42%) | $156,130 (+33.23%) Land $74,640 Building $81,490 | |
| 2022 | $4,397.00 | $117,190 Land $54,610 Building $62,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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