Middletown City property record for 109 Bell St, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,788 sqft · built 1948 |
| Lot Size | 1.4 acres (61,028 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (May 1997) |
| Tax Bill | $11,676 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:03 L:0207 |
| Primary APN | MTWN M:03 L:0207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,788 sqft Living Area |
| Gross Area | 9,040 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Colonial |
| Lot Area | 61,028 sqft (1.4 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | R07212 |
|---|---|
| Street Address | 109 BELL ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-1597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Lot Number | 207 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 541401 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 BELL ST, MIDDLETOWN, CT 06457-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 10, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 1997 · Amount on Record |
| Deed Sale | May 16, 1997 · Amount on Record |
| Deed Book / Page | 1126 / 662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 109 BELL ST, MIDDLETOWN, CT 06457-1597 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002038-685 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 2038/685 |
| Instrument | 3684620015 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 109 BELL ST, MIDDLETOWN, CT 06457-1597 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1999-115 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 1999/115 |
| Instrument | 3595480015 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,676.00 (+5.04%) | $329,970 (-) Land $60,970 Building $269,000 | $481,627 (+108.52%) |
| 2025 | $329,970 (-) Land $60,970 Building $269,000 | $230,979 Land $42,679 Building $188,300 | |
| 2024 | $11,116.00 (+5.47%) | $329,970 (-4.55%) Land $60,970 Building $269,000 | |
| 2023 | $10,539.00 (-4.12%) | $345,710 (+17.99%) Land $60,970 Building $284,740 | |
| 2022 | $10,992.00 | $293,000 Land $44,610 Building $248,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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