85 Bear Wallow Rd, Huntly, VA 22640 Property Records

Rappahannock County property record for 85 Bear Wallow Rd, Huntly, VA 22640

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,898 sqft · built 2006
Lot Size	5.3 acres (231,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jun 2006)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 50A`

Property Details

APN / Parcel Number

Primary APN	`12 50A`
Alternative APNs	`0 12 50A` `1081`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,898 sqft Total Area
1st Floor Area	1,511 sqft
Basement Area	293 sqft
Finished Basement	293 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Masonite
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	231,260 sqft (5.3 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	4 Parking Spaces
Deck Area	555 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	1081
Old Parcel Number	0 12 50A
Street Address	85 BEAR WALLOW RD
City	HUNTLY
State	VA
Zip	22640-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.3091 ACS 2006 #1176 1987 DB 164/280
Legal Subdivision	ELWOOD J WELCH PRPTY
Legal Lot Number	2
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1061
Census Tract	950100

Owner

Source: Rappahannock County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	85 BEAR WALLOW RD, HUNTLY, VA 22640-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2006 · Amount on Record
Deed Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	0020061176
Deed Book / Page	2006 / 1176
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	85 BEAR WALLOW RD, HUNTLY, VA 22640-3026
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BEAR WALLOW RD, HUNTLY, VA 22640-3026

Mortgage

Document Number	0000001520
Date	Nov 3, 2021
Instrument	210001520

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	85 BEAR WALLOW RD, HUNTLY, VA 22640-3026
Document Number	200001368
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BEAR WALLOW RD HUNTLY VA 226403026, HUNTLY, VA 22640-3026

Mortgage

Document Number	200001368
Date	Nov 18, 2020
Instrument	1368

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,403.00 (+3.28%)	$540,300 (-) Land $174,600 Building $365,700	$540,300 (-) Land $174,600 Building $365,700
2023	$3,295.00	$540,300 Land $174,600 Building $365,700	$540,300 Land $174,600 Building $365,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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