115 Bear Wallow Rd, Huntly, VA 22640 Property Records

Rappahannock County property record for 115 Bear Wallow Rd, Huntly, VA 22640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2017)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12 49C`

Property Details

APN / Parcel Number

Primary APN	`12 49C`
Alternative APNs	`0 12 49C` `1078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Total Area
1st Floor Area	1,232 sqft
Basement Area	616 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Porch	Porch
Porch Area	100 sqft
Deck Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1078
Old Parcel Number	0 12 49C
Street Address	115 BEAR WALLOW RD
City	HUNTLY
State	VA
Zip	22640-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 ACS 2017 #444 1999 #121 1998 DB 236/376 & 378
Legal Lot Number	A
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1061
Census Tract	950100

Owner

115 Bear Wallow Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Rappahannock County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 BEAR WALLOW RD, HUNTLY, VA 22640-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG
May 12, 2017	Grant Deed, Transfer · Conventional with PMI FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Deed Document Number	170000444
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	115 BEAR WALLOW RD, HUNTLY, VA 22640-3033
Document Number	200001354
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 BEAR WALLOW RD HUNTLY VA 226403033, HUNTLY, VA 22640-3033

Mortgage

Document Number	200001354
Date	Nov 16, 2020
Instrument	1354

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	May 12, 2017
Property Address	115 BEAR WALLOW RD, HUNTLY, VA 22640-3033
Document Number	170000444
Instrument Date	May 10, 2017
Instrument	444
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 BEAR WALLOW RD HUNTLY VA 226403033, HUNTLY, VA 22640-3033

Mortgage

Document Number	170000445
Date	May 12, 2017
Instrument	445

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Bear Wallow Rd was $2,339.

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00	$371,300 Land $170,000 Building $201,300	$371,300 Land $170,000 Building $201,300
2023	$2,264.00	$371,300 Land $170,000 Building $201,300	$371,300 Land $170,000 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Bear Wallow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Bear Wallow Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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