85 Bay St, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 85 Bay St, Wolfeboro, NH 03894

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 1,966 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Nov 2018)
Tax Bill	$4,881 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00203 B:000056 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00203 B:000056 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,966 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 BAY ST
City	WOLFEBORO
State	NH
Zip	03894-4320
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	VILLAG
Legal Block	56
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	2
Census Block	2013
Census Tract	956101

Owner

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 ORCHARDS RD, WOLFEBORO, NH 03894-4428
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage AMERICAN NBRHD MTG ACCPTNC
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	201812449
Deed Book / Page	3418 / 985
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLFEBORO TOWN NH
Property Address	85 BAY ST, WOLFEBORO, NH 03894-4320
Document Number	0035390402
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BAY ST WOLFEBORO NH 038944320, WOLFEBORO, NH 03894-4320

Mortgage

Document Number	0035390402
Date	Oct 20, 2020
Book Page	003539/000402
Instrument	589

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Nov 19, 2018
Property Address	85 BAY ST, WOLFEBORO, NH 03894-4320
Document Number	0034180985
Book / Page	003418 / 000985
Instrument Date	Nov 16, 2018
Instrument	12449
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 ORCHARDS RD WOLFEBORO NH 038944428, WOLFEBORO, NH 03894-4428

Mortgage

Document Number	34180987
Date	Nov 19, 2018
Book Page	003418/000987
Instrument	12450

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,881.00 (+4.23%)	$583,800 (+98.23%) Land $302,500 Building $281,300
2024	$4,683.00 (+20.29%)	$294,500 (-) Land $110,000 Building $184,500
2022	$3,893.00	$294,500 Land $110,000 Building $184,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLFEBORO WATER AND SEWER serves 6,000 people · EPA ID NH2561010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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