Lapeer County property record for 85 Barrows St, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,039 sqft · built 1920 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Apr 2019) |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-516-029-00 |
| Primary APN | 045-516-029-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 1,041 sqft |
| Unfinished Basement | 1,041 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 107 ft deep x 109 ft wide |
| Garage Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85 BARROWS ST |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 16, T6N R10E. VILLAGE OF METAMORA. AS SURVEYED 2017 COM N 89-30-00 E 368.94 FT AND S 00-30-00 W 271 FT FROM N 1/4 POST. |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 16 |
| Legal Subdivision | VILLAGE OF METAMORA |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION |
| Oct 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MAIN STREET BANK |
| Apr 12, 2019 | Warranty Deed, Transfer ALL POINTS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2016 · Amount on Record |
| Deed Document Number | 20191195 |
| Deed Book / Page | 3017 / 591 |
| Last Transfer Date | Aug 27, 2020 |
| Transfer Doc | 0031410734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 30, 2026 |
| Property Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 3528000684 |
| Book / Page | 3528 / 684 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 3528000684, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 3528/684 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 28, 2020 |
| Property Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 0031410734 |
| Book / Page | 3141 / 734 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | TITLE PARTNERS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 3141736 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 3141/736 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Apr 12, 2019 |
| Property Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 0030170591 |
| Book / Page | 3017 / 591 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 1195 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | ALL POINTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 BARROWS ST, METAMORA, MI 48455-9386 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Municipality | Metamora Village |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,100 (+11.02%) | $312,200 (+11.02%) | |
| 2025 | $2,646.00 (+4.01%) Homeowner's exemption | $140,600 (+17.07%) | $281,200 (+17.07%) |
| 2024 | $2,544.00 (+10.46%) | ||
| 2023 | $120,100 | $240,200 | |
| 2022 | $2,303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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