Lapeer County property record for 56 Barrows St, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,571 sqft · built 1900 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Sep 2023) |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-516-032-00 |
| Primary APN | 045-516-032-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Flooring | Carpet |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 99 ft deep x 116 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 56 BARROWS ST |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SEC 16, T6N R10E. VILLAGE OF METAMORA. COM 591.08 FT E AND 132 FT S OF N 1/4 POST TH E 116 FT TH S 99 FT TH W 116 FT TH N 99 |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 16 |
| Legal Subdivision | VILLAGE OF METAMORA |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 BARROWS ST, METAMORA, MI 48455-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE BANK |
| Aug 20, 2018 | Warranty Deed, Transfer · Stand-Alone Refinance OXFORD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Book / Page | 3368 / 651 |
| Prior Transfer Date | Dec 16, 2009 |
| Prior Transfer Doc | 0024230883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 20, 2023 |
| Property Address | 56 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 0033680651 |
| Book / Page | 3368 / 651 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 390 NIPPIGON ST, OXFORD, MI 48371-5057 |
| Name | Verified Name |
|---|---|
| Address | 56 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 0003368653 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 3368/653 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 56 BARROWS ST, METAMORA, MI 48455-9386 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | LCT |
| Name | Verified Name |
|---|---|
| Address | 56 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 0032000433 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 3200/433 |
| Name | CHOICE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 20, 2018 |
| Property Address | 56 BARROWS ST, METAMORA, MI 48455-9386 |
| Document Number | 0029790538 |
| Book / Page | 2979 / 538 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | A.S.K. SERVICES, INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 380 W DRAHNER RD APT A0, A0, OXFORD, MI 48371-5000 |
| Document Number | 0029790540 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 2979/540 |
| Name | OXFORD BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Municipality | Metamora Village |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+11.42%) | $240,000 (+11.42%) | |
| 2025 | $2,510.00 (+50.57%) Homeowner's exemption | $107,700 (+17.07%) | $215,400 (+17.07%) |
| 2023 | $92,000 | $184,000 | |
| 2022 | $1,667.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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