85 Anna St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 85 Anna St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,358 sqft · built 1963
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on File
Last Sale	$896,000 (Dec 2021)
Tax Bill	$12,090 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-052-14`

Property Details

APN / Parcel Number

Primary APN	`015-052-14`
Alternative APN	`015-052-14-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,358 sqft Living Area
Gross Area	2,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,057 sqft (0.162 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	85 ANNA ST
City	WATSONVILLE
State	CA
Zip	95076-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREEN VLY ESTATES SUB #2 TR 361
Legal Lot Number	52
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1014
Census Tract	110602

Owner

85 Anna St is owned and occupied by two individuals who bought it in December 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 ANNA ST, WATSONVILLE, CA 95076-2936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2021	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	202160667
Prior Transfer Date	Oct 12, 2016
Prior Transfer Doc	0000040269
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 16, 2021
Property Address	85 ANNA ST, WATSONVILLE, CA 95076-2936
Document Number	0000060667
Map Reference	VOL 38 PG 70
Instrument Date	Dec 13, 2021
Instrument	2021-0060667
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 ANNA ST, WATSONVILLE, CA 95076-2936

Mortgage

Document Number	0000060668
Date	Dec 16, 2021
Instrument	2021-0060668

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 3, 2021
Property Address	85 ANNA ST, WATSONVILLE, CA 95076-2936
Document Number	0000045729
Map Reference	VOL 38 PG 70
Instrument Date	Aug 31, 2021
Instrument	2021-0045729
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ANNA ST, WATSONVILLE, CA 95076-2936

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	85 ANNA ST, WATSONVILLE, CA 95076-2936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ANNA ST, WATSONVILLE, CA 95076-2936

Mortgage

Document Number	0000045891
Date	Nov 3, 2020
Instrument	2020-0045891

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 85 Anna St was $12,090.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$969,860 (+2%) Land $640,108 Building $329,752
2025	$12,090.00	$950,842 Land $627,556 Building $323,286
2023	$10,731.00 (+1.76%)	$913,920 Land $603,188 Building $310,732	$855,000
2022	$10,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Anna St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Anna St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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