Suffolk County and Riverhead Town property record for 85 20th St, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,760 sqft · built 1950 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,038 (2024) |
| Deeds & Mortgages | Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 53.-2-27.2 |
| Primary APN | 473000 53.-2-27.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| View / Lot | Canal |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 30 |
|---|---|
| Street Address | 85 20TH ST |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 169701 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 20TH ST, WADING RIVER, NY 11792-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 85 20TH ST, WADING RIVER, NY 11792-1939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230220600 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 23022/600 |
| Instrument | DK002850 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | May 1, 2028 |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Riverhead Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,300 (-) Land $9,500 Building $31,800 | $506,127 (+13.85%) Land $116,422 Building $389,706 | |
| 2024 | $8,038.00 | ||
| 2023 | $41,300 Land $9,500 Building $31,800 | $444,565 Land $102,261 Building $342,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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