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104 20th St, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 104 20th St, Wading River, NY 11792

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 838 sqft · built 1951
Lot Size0.12 acres (5,227 sqft)
Owner2 Trust Names on Record
Last Sale$315,000 (Aug 2007)
Tax Bill$4,659 (2024)
Deeds & MortgagesJan 2023 Sale
Dec 2021 Refinance
Flood ZoneZone X (minimal risk)
APN473000 53.-2-14

Property Details

APN / Parcel Number

Primary APN473000 53.-2-14
Alternative APNs
  • 0600-053.00-02.00-014.000
  • 300005300000020140000000
  • 4730004759
  • 30

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area838 sqft Living Area
1st Floor Area487 sqft
Upper Floors Area351 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2002
Architectural StyleCottage
Exterior MaterialWood
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotCanal

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number30
Street Address104 20TH ST
CityWADING RIVER
StateNY
Zip11792-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Block2
Legal Lot Number14
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group3
Census Block3025
Census Tract169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address16 COTTONWOOD AVE, PORT JEFFERSON STATION, NY 11776-3111
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Deed, Transfer
MISC COMPANY
Dec 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2007 · Amount on Record
Deed SaleAug 24, 2007 · Amount on Record
Prior SaleDec 19, 2001 · Amount on Record
Deed Book / Page12519 / 559
Last Transfer DateMar 8, 2025
Transfer Doc0132980881
Record UpdatedSep 20, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJan 25, 2023
Property Address104 20TH ST, WADING RIVER, NY 11792-1940
Document Number0131860298
Book / Page13186 / 298
Instrument DateJul 29, 2022
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 COTTONWOOD AVE, PORT JEFFERSON STATION, NY 11776-3111

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address104 20TH ST, WADING RIVER, NY 11792-1940
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233560498
DateDec 14, 2021
Book Page23356/498
InstrumentDM052217
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,100 (-) Land $4,800 Building $16,300$258,578 (+13.85%) Land $58,824 Building $199,755
2024$4,659.00
2023$21,100 (-) Land $4,800 Building $16,300$227,125 (+9.15%) Land $51,668 Building $175,457
2022$21,100 Land $4,800 Building $16,300$208,087 Land $47,337 Building $160,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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