8495 W Birch Run Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 8495 W Birch Run Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1961
Lot Size	63.1 acres (2,751,250 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Nov 2020)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-26-1002-000`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-26-1002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,751,250 sqft (63.1 acres)
Porch	Porch
Porch Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8495 W BIRCH RUN RD
City	SAINT CHARLES
State	MI
Zip	48655-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF NE 1/4 EXC S 280 FT THEREOF ALSO EXC N 220 FT OF E 160 FT ALSO EXC W 300 FT OF E 550 FT OF N 435.6 FT THEREOF 67.26
Legal Range	03E
Legal Township	10N
Legal Section	26
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3079
Census Tract	12600

Owner

8495 W Birch Run Rd is owned by a company that bought it in November 2020 and is owner-occupied.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	26181 MANDALAY CIR, NOVI, MI 48374-2378
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES FLCA
Nov 3, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Oct 10, 2008
Deed Document Number	202027934
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8495 W BIRCH RUN RD, SAINT CHARLES, MI 48655-9641
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26181 MANDALAY CIR, NOVI, MI 48374-2378

Mortgage

Document Number	0000010283
Date	Apr 7, 2021
Instrument	2021010283

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 3, 2020
Property Address	8495 W BIRCH RUN RD, SAINT CHARLES, MI 48655-9641
Document Number	0000027934
Instrument Date	Oct 27, 2020
Instrument	27934
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26181 MANDALAY CIR NOVI MI 483742378, NOVI, MI 48374-2378

Tax Assessment & Valuation

The 2025 property tax bill for 8495 W Birch Run Rd was $5,202 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (-7.21%)	$303,800 (-7.21%)
2025	$5,202.00 Homeowner's exemption	$163,700	$327,400
2023		$167,200	$334,400
2022	$5,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8495 W Birch Run Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8495 W Birch Run Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Birch Run Rd

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