8226 W Birch Run Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 8226 W Birch Run Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1940
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$7,000 (Nov 1979)
Tax Bill$1,456 (2025)
Deeds & MortgagesFeb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN24-10-3-23-4005-000

Property Details

APN / Parcel Number

Primary APN24-10-3-23-4005-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions264 ft deep x 165 ft wide

Exterior Amenities

PorchCovered Porch
Porch Area56 sqft
Deck AreaDeck Area
Patio Area8 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address8226 W BIRCH RUN RD
CitySAINT CHARLES
StateMI
Zip48655-9639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE.165 FT.OF S.264 FT.OF SW 1/4 OF SE 1/4 1 ACRE SEC 23 T10N R3E
Legal Range03E
Legal Township10N
Legal Section23
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3080
Census Tract12600

Owner

8226 W Birch Run Rd is owned and occupied by an individual who acquired it in February 2010.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address8226 W BIRCH RUN RD, SAINT CHARLES, MI 48655-9639
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 1979 · Amount on File
Deed SaleNov 20, 1979 · Amount on File
Deed Book / Page1578 / 445
Last Transfer DateFeb 11, 2010
Transfer Doc0000003485
Record UpdatedOct 29, 2026

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAGINAW MI
Property Address8226 W BIRCH RUN RD, SAINT CHARLES, MI 48655-9639
Document Number0000012011
Instrument DateFeb 3, 2019
Transaction TypeMortgage
Record UpdatedMay 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8226 W BIRCH RUN RD ST CHARLES MI 486559639, ST CHARLES, MI 48655-9639

Mortgage

Document Number0000012011
DateApr 24, 2019
Instrument12011
Lender
NameSTATE BK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 23, 2029
Interest
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 8226 W Birch Run Rd was $1,456 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,300$102,600
2025$1,456.00 Homeowner's exemption
2023$38,600$77,200
2022$1,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8226 W Birch Run Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8226 W Birch Run Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Brightspeed
DSL
40 / 3
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Birch Run Rd

Nearby Streets

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