8495 E 1025th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8495 E 1025th Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,896 sqft · built 2021
Lot Size5.17 acres (225,205 sqft)
OwnerIndividual Name on File
Tax Bill$915 (2022)
Deeds & MortgagesDec 2019 Construction Loan
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-06-016-035

Property Details

APN / Parcel Number

Primary APN04-06-016-035

Interior

Stories1 Story
Building Area1,896 sqft Base Area

Exterior

Year BuiltBuilt 2021
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area225,205 sqft (5.17 acres)
Garage Area650 sqft
Parking Spaces2 Parking Spaces
Pole Barn1,440 sqft

Location & Zoning

Street Address8495 E 1025TH AVE
CityEFFINGHAM
StateIL
Zip62401-6653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 300FT OF N 882.68FT OF E 750FT E 1/2 NW 2840/287 2594/195
JurisdictionEFFINGHAM IL
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1029
Census Tract950400

Owner

Source: Effingham County assessment roll, APN 04-06-016-035, as of January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8495 E 1025TH AVE, EFFINGHAM, IL 62401-6653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2019Deed of Trust, Mortgage · Construction Mortgage
DIETERICH BANK NA
Jul 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0002840287
Record UpdatedJun 07, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8495 E 1025TH AVE, EFFINGHAM, IL 62401-6653
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3517/228
DateDec 05, 2019
Book Page3517/228
Instrument201901904991
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueNov 25, 2020
Interest
Rate TypeFixed Rate
Rate2.99%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8495 E 1025TH AVE, EFFINGHAM, IL 62401-6653
Transaction TypeMortgage
Record UpdatedAug 28, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3586/56
DateJul 07, 2020
Book Page3586/56
Instrument202020003619
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll as of January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionJackson Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$915.00 Homeowner's exemption$67,400 Land $6,220 Building $61,180$202,200 Land $18,660 Building $183,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 14 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20
KNR Wireless, LLC.
Fixed Wireless
100 / 10

May also be available: Frontier.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0790010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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