8358 E 1025th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8358 E 1025th Ave, Effingham, IL 62401

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$61,666 (Dec 2021)
Tax Bill	$121 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-009-058`

Property Details

APN / Parcel Number

Primary APN	`04-06-009-058`

Exterior

Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Street Address	8358 E 1025TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6517
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PT E 297.95FT OF S 593FT NE SW 3765/243 3746/34 3484/180 3343/175 3321/101 3074/317 2977/103 2908/64 2177/277 1119/221 757/63
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1007
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 1, 2022	Re-recorded Document · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jul 31, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 30, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20216002
Deed Book / Page	3746 / 34
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 7, 2021
Property Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517
Document Number	0003746/34
Book / Page	3746 / 34
Instrument Date	Dec 3, 2021
Instrument	202121006002
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517

Mortgage

Document Number	202121006003
Date	Dec 7, 2021
Instrument	202121006003

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 1, 2022
Property Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517
Document Number	003765/243
Book / Page	3765 / 243
Instrument Date	Dec 3, 2021
Instrument	202222000896
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517

Mortgage

Document Number	003765/248
Date	Mar 1, 2022
Book Page	3765/248
Instrument	202222000897

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 31, 2019
Property Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517
Document Number	003484/180
Book / Page	3484 / 180
Instrument Date	Jul 31, 2019
Instrument	201901902920
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517

Mortgage

Document Number	201901902921
Date	Jul 31, 2019
Instrument	201901902921

Lender

Name	USAA FSB
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	3484/183
Date	Jul 31, 2019
Book Page	3484/183
Instrument	201901902921

Lender

Name	USAA FSB
Type	Mortgage Company
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 30, 2017
Property Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517
Document Number	003330/285
Book / Page	3330 / 285
Instrument Date	Aug 28, 2017
Instrument	201701704186
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1826 BEVERLY HILLS ST, 1826, NORMAN, OK 73072-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8318 E 1025TH AVE, EFFINGHAM, IL 62401-6517

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 26, 2017
Property Address	8358 E 1025TH AVE, EFFINGHAM, IL 62401-6517
Document Number	003321/101
Book / Page	3321 / 101
Instrument Date	Jul 26, 2017
Instrument	201701703570
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8353 E 1025TH AVE, EFFINGHAM, IL 62401

Mortgage

Document Number	201701703571
Date	Jul 26, 2017
Instrument	201701703571

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$121.00 (+35.96%)	$2,220 (+32.93%) Land $2,220	$6,660 (+32.93%) Land $6,660
2022	$89.00	$1,670 Land $1,670	$5,010 Land $5,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

May also be available: T-Mobile.

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