8491 Summit Dr, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 8491 Summit Dr, Chagrin Falls, OH 44023

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,176 sqft · built 1960
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (May 2019)
Tax Bill$3,576 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-116120

Property Details

APN / Parcel Number

Primary APN02-116120
Alternative APN
  • 002529-7

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,663 sqft (0.13 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceWell

Location & Zoning

Account Number002529-7
Street Address8491 SUMMIT DR
CityCHAGRIN FALLS
StateOH
Zip44023-4652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal DescriptionPART S/L 17 L LAKE LUCERNE SUB #1
Legal SubdivisionLAKE LUCERNE
JurisdictionGEAUGA OH
Township / Civil DivisionBAINBRIDGE
Census Block Group2
Census Block2026
Census Tract311700

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8491 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA
Dec 20, 2019Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
May 17, 2019Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleFeb 1, 2013 · Amount on Record
Deed Document Number2019949284
Deed Book / Page2071 / 691
Last Transfer DateApr 21, 2020
Transfer Doc0020911709
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateAug 10, 2022
Property Address8491 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652
Document Number0021562999
Book / Page2156 / 2999
Map ReferenceVOL 2 PG 21-24
Instrument DateAug 4, 2022
Instrument202201003498
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4910 TIEDEMAN RD, BROOKLYN, OH 44144-2338

Mortgage

Document Number202201003499
DateAug 10, 2022
Instrument202201003499
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address8491 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652
Document Number0020842222
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address8491 SUMMIT DR CHAGRIN FALLS OH 440234652, CHAGRIN FALLS, OH 44023-4652

Mortgage

Document Number0020842222
DateDec 26, 2019
Book Page002084/002222
Instrument958266
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateMay 17, 2019
Property Address8491 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652
Document Number0000949284
Instrument DateMay 16, 2019
Instrument949284
Transaction TypeTransfer
Record UpdatedSep 5, 2019
Title CompanyCLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8491 SUMMIT DR CHAGRIN FALLS OH 440234652, CHAGRIN FALLS, OH 44023-4652

Mortgage

Document Number949285
DateMay 17, 2019
Instrument949285
Lender
NameANGEL OAK MTG SOLUTIONS
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2049
Interest
Rate TypeAdjustable Rate
Rate8.25%

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionBainbridge Township
Unified School DistrictKenston Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,576.00 (+0.42%)$66,650 (-) Land $10,750 Building $55,900
2024$3,561.00 (+11.46%) Homeowner's exemption$66,650 (-) Land $10,750 Building $55,900
2023$3,195.00 (+6.39%) Homeowner's exemption$66,650 (+36.1%) Land $10,750 Building $55,900$190,400 (+36.1%) Land $30,700 Building $159,700
2022$48,970 Land $8,960 Building $40,010
2021$3,003.00
2020$139,900 Land $25,600 Building $114,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE LUCERNE CLUB CO.
private · serves 980 people · EPA ID OH2801512
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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