Geauga County property record for 8485 Summit Dr, Chagrin Falls, OH 44023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,758 sqft · built 1951 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Nov 1998) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | Mar 2020 Construction Loan Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-217800 |
| Primary APN | 02-217800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Attic | Attic |
| Attic Area | 684 sqft |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | Deck Area |
| Patio Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 002865-4 |
|---|---|
| Street Address | 8485 SUMMIT DR |
| City | CHAGRIN FALLS |
| State | OH |
| Zip | 44023-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | S/L 15 L LAKE LUCERNE SUB #1 |
| Legal Subdivision | LAKE LUCERNE |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 311700 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8485 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 1998 · Amount on Record |
| Deed Sale | Nov 18, 1998 · Amount on Record |
| Prior Sale | Jun 15, 1995 · Amount on Record |
| Deed Document Number | 1998542780 |
| Deed Book / Page | 1200 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 8485 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020892939 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 2089/2939 |
| Instrument | 202000961722 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 8485 SUMMIT DR, CHAGRIN FALLS, OH 44023-4652 |
| Document Number | 0020440522 |
| Book / Page | 002044 / 000522 |
| Instrument Date | Nov 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8485 SUMMIT DR CHAGRIN FALLS OH 440234652, CHAGRIN FALLS, OH 44023-4652 |
| Document Number | 0020440522 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 002044/000522 |
| Instrument | 929679 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2047 |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Bainbridge Township |
| Unified School District | Kenston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+0.42%) | $88,800 (-) Land $25,270 Building $63,530 | |
| 2024 | $4,744.00 (+11.41%) Homeowner's exemption | $88,800 (-) Land $25,270 Building $63,530 | |
| 2023 | $4,258.00 (-6.05%) Homeowner's exemption | $88,800 (+20.18%) Land $25,270 Building $63,530 | $253,700 (+20.18%) Land $72,200 Building $181,500 |
| 2022 | $73,890 Land $21,070 Building $52,820 | ||
| 2021 | $4,532.00 | ||
| 2020 | $211,100 Land $60,200 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LUCERNE CLUB CO. private · serves 980 people · EPA ID OH2801512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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