8490 Willow Ln, Chardon, OH 44024 Property Records

Geauga County property record for 8490 Willow Ln, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,164 sqft · built 1987
Lot Size	2.41 acres (104,980 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Feb 1997)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-026415`

Property Details

APN / Parcel Number

Primary APN	`15-026415`
Alternative APN	`001809-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	1,518 sqft
Upper Floors Area	28 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	104,980 sqft (2.41 acres)
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001809-1
Street Address	8490 WILLOW LN
City	CHARDON
State	OH
Zip	44024-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S/L 21 WILLOW FARM ESTATES SUB
Legal Subdivision	WILLOW FARM
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3004
Census Tract	312203

Owner

8490 Willow Ln is owned and occupied by an individual who acquired it in November 2014.

Source: Geauga County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8490 WILLOW LN, CHARDON, OH 44024-9231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 22, 2026	Fiduciary Deed, Transfer NONE LISTED ON DOCUMENT
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 31, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1997 · Amount on File
Deed Sale	Feb 24, 1997 · Amount on File
Prior Sale	Aug 1, 1985 · Amount on File
Deed Document Number	1997501512
Deed Book / Page	1092 / 1236
Last Transfer Date	Nov 28, 2014
Transfer Doc	0019821071
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Jul 10, 2026
Property Address	8490 WILLOW LN, CHARDON, OH 44024-9231
Document Number	0001049092
Book / Page	2224 / 2922
Instrument Date	Jul 2, 2026
Instrument	20261049092
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8490 WILLOW LN, CHARDON, OH 44024-9231

Mortgage

Document Number	0001049092,
Date	Jul 10, 2026
Book Page	2224/2922
Instrument	20261049092

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Apr 22, 2026
Property Address	8490 WILLOW LN, CHARDON, OH 44024-9231
Document Number	0001046097
Book / Page	2219 / 2748
Instrument Date	Mar 31, 2026
Instrument	20261046097
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8490 WILLOW LN, CHARDON, OH 44024-9231

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8490 WILLOW LN, CHARDON, OH 44024-9231
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8490 WILLOW LN, CHARDON, OH 44024-9231

Mortgage

Document Number	0021802528
Date	Jan 30, 2024
Book Page	2180/2528
Instrument	202401019894

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8490 WILLOW LN, CHARDON, OH 44024-9231
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8490 WILLOW LN, CHARDON, OH 44024-9231

Mortgage

Document Number	0021790885
Date	Dec 18, 2023
Book Page	2179/885
Instrument	202301018850

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8490 WILLOW LN, CHARDON, OH 44024-9231
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8490 WILLOW LN, CHARDON, OH 44024-9231

Mortgage

Document Number	0021522354
Date	May 31, 2022
Book Page	2152/2354
Instrument	202201000625

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8490 Willow Ln was $4,884 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,884.00 (-0.51%)	$102,760 (-) Land $18,550 Building $84,210
2024	$4,909.00 (+1.47%) Homeowner's exemption	$102,760 (-) Land $18,550 Building $84,210
2023	$4,838.00 Homeowner's exemption	$102,760 (+21.27%) Land $18,550 Building $84,210	$293,600 Land $53,000 Building $240,600
2022		$84,740 Land $15,470 Building $69,270
2021	$4,820.00
2020			$242,100 Land $44,200 Building $197,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8490 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8490 Willow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000

May also be available: Verizon, Zito Media.

Cell Coverage

5G (outdoors only) and 4G LTE

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