8465 Willow Ln, Chardon, OH 44024 Property Records

Geauga County property record for 8465 Willow Ln, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 1984
Lot Size	2.62 acres (114,127 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2019)
Tax Bill	$5,217 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-026160`

Property Details

APN / Parcel Number

Primary APN	`15-026160`
Alternative APN	`001804-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	2,194 sqft
Basement Area	924 sqft
Unfinished Basement	396 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	114,127 sqft (2.62 acres)
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Deck Area	112 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001804-9
Street Address	8465 WILLOW LN
City	CHARDON
State	OH
Zip	44024-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S/L 8 WILLOW FARM ESTATES SUB
Legal Subdivision	WILLOW FARM
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3004
Census Tract	312203

Owner

8465 Willow Ln is owned and occupied by two individuals who bought it in December 2019.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8465 WILLOW LN, CHARDON, OH 44024-9231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 5, 2019	Fiduciary Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	May 18, 1995 · Amount on File
Deed Document Number	2019957460
Deed Book / Page	2083 / 1816
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0020041977
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8465 WILLOW LN, CHARDON, OH 44024-9231
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021391510
Date	Nov 10, 2021
Book Page	2139/1510
Instrument	202100992062

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2036

December 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GEAUGA OH
Recording Date	Dec 5, 2019
Property Address	8465 WILLOW LN, CHARDON, OH 44024-9231
Document Number	0020831816
Book / Page	2083 / 1816
Map Reference	VOL 11 PG 119
Instrument Date	Dec 3, 2019
Instrument	201900957460
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	LAWYERS TITLE OF CHARDON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8465 WILLOW LN, CHARDON, OH 44024-9231

Mortgage

Document Number	201900957461
Date	Dec 5, 2019
Instrument	201900957461

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	8465 WILLOW LN, CHARDON, OH 44024-9231
Document Number	0020303400
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8465 WILLOW LN CHARDON OH 440249231, CHARDON, OH 44024-9231

Mortgage

Document Number	0020303400
Date	Apr 26, 2017
Book Page	002030/003400
Instrument	920274

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8465 Willow Ln was $5,217 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00 (-0.51%)	$109,730 (-) Land $19,920 Building $89,810
2024	$5,244.00 (+1.47%) Homeowner's exemption	$109,730 (-) Land $19,920 Building $89,810
2023	$5,168.00 Homeowner's exemption	$109,730 (+21.52%) Land $19,920 Building $89,810	$313,500 Land $56,900 Building $256,600
2022		$90,300 Land $16,590 Building $73,710
2021	$5,138.00
2020			$258,000 Land $47,400 Building $210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8465 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8465 Willow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000

May also be available: Verizon, Zito Media.

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