849 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 849 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2013)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-76-713-13`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-76-713-13`
Alternative APNs	`28-37-26-76-00713.0-0013.00` `2835281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	165 ft deep x 119 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	1,095 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	63 sqft
Deck Area	330 sqft
Patio Area	660 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835281
Street Address	849 VANCE CIR NE
City	PALM BAY
State	FL
Zip	32905-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 43 LOT 13 BLK 713
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 43
Legal Block	713
Legal Lot Number	13
Legal Unit	43
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65201

Owner

849 Vance Cir NE is owned and occupied by two individuals who bought it in July 2013.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 VANCE CIR NE, PALM BAY, FL 32905-5415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2013 · Amount on File
Deed Sale	Jul 30, 2013 · Amount on File
Prior Sale	Jun 17, 2004 · Amount on File
Deed Document Number	2013169133
Deed Book / Page	6935 / 2471
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	849 VANCE CIR NE, PALM BAY, FL 32905-5415
Document Number	0086170138
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 VANCE CIR NE PALM BAY FL 329055415, PALM BAY, FL 32905-5415

Mortgage

Document Number	0086170138
Date	Dec 18, 2019
Book Page	008617/000138
Instrument	274482

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 849 Vance Cir NE was $4,770 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,890 (+2.7%)	$407,870 (-0.56%)
2025	$4,770.00 Homeowner's exemption	$301,750	$410,180 Land $110,000 Building $300,180
2023	$2,364.00 (+4.23%) Homeowner's exemption	$165,680 (+3%)	$320,970 (+2.56%) Land $110,000 Building $210,970
2022	$2,268.00 Homeowner's exemption	$160,860	$312,950 Land $110,000 Building $202,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Vance Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Vance Cir NE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

Nearby Properties on Vance Cir NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures