Brevard County property record for 845 Vance Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 1971 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Nov 2007) |
| Tax Bill | $5,900 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-26-76-713-12 |
| Primary APN | 28-37-26-76-713-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 1,763 sqft |
| 1st Floor Area | 1,432 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 170 ft deep x 124 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 485 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2835280 |
|---|---|
| Street Address | 845 VANCE CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-5415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 43 LOT 12 BLK 713 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | PORT MALABAR UNIT 43 |
| Legal Block | 713 |
| Legal Lot Number | 12 |
| Legal Unit | 43 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 65201 |
845 Vance Cir NE is owned and occupied by an individual who bought it in November 2007.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 VANCE CIR NE, PALM BAY, FL 32905-5415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2007 · Amount on File |
| Deed Sale | Nov 14, 2007 · Amount on File |
| Prior Sale | Sep 21, 2000 · Amount on File |
| Deed Document Number | 2007261914 |
| Deed Book / Page | 5825 / 2275 |
| Prior Transfer Date | Nov 29, 2003 |
| Prior Transfer Doc | 0000399790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 845 VANCE CIR NE, PALM BAY, FL 32905-5415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0081381271 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 8138/1271 |
| Instrument | 2018082223 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 845 Vance Cir NE was $5,900 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,660 (+2.69%) | $285,640 (+0.41%) | |
| 2025 | $5,900.00 Homeowner's exemption | $152,550 | $284,460 Land $110,000 Building $174,460 |
| 2023 | $5,783.00 (+1.74%) Homeowner's exemption | $143,950 (+3%) | $303,510 (+3.27%) Land $110,000 Building $193,510 |
| 2022 | $5,684.00 Homeowner's exemption | $139,760 | $293,900 Land $110,000 Building $183,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 845 Vance Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (1994–2008) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 845 Vance Cir NE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wire 3.
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