Stanislaus County property record for 849 River Bluff Dr, Oakdale, CA 95361
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,603 sqft · built 1992 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2016) |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-002-022-000 |
| Primary APN | 064-002-022-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 849 RIVER BLUFF DR |
|---|---|
| City | OAKDALE |
| State | CA |
| Zip | 95361-2678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT PARK ESTATES LOT 5 |
| Legal Subdivision | WALNUT PARK ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | OAKDALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 204 |
849 River Bluff Dr is owned and occupied by two individuals who acquired it in October 2017.
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEGASTAR FINANCIAL CORP |
| Aug 16, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK |
| Oct 26, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on File |
| Deed Sale | Sep 30, 2016 · Amount on File |
| Deed Document Number | 201675833 |
| Last Transfer Date | Oct 11, 2017 |
| Transfer Doc | 0000079031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Document Number | 0000052637 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202652637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Document Number | 0000052637, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202652637 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 849 RIVER BLUFF, OAKDALE, CA 95361-2678 |
| Document Number | 0000083795 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0083795 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Instrument Date | Aug 10, 2019 |
| Instrument | 54465 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 849 RIVER BLUFF DR OAKDALE CA 953612678, OAKDALE, CA 95361-2678 |
| Document Number | 0000054465 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 54465 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 15, 2029 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Oct 26, 2017 |
| Property Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Document Number | 0000079031 |
| Map Reference | MAP33 PG74 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017-0079031 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 849 RIVER BLUFF DR, OAKDALE, CA 95361-2678 |
| Document Number | 0000079032 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-0079032 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 849 River Bluff Dr was $3,984 with a homeowner's exemption, up 1.2% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Oakdale City |
| Unified School District | Oakdale Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,984.00 (+1.19%) Homeowner's exemption | $366,971 (+2%) Land $147,972 Building $218,999 |
| 2025 | $3,937.00 Homeowner's exemption | $359,776 Land $145,071 Building $214,705 |
| 2023 | $3,652.00 (+1.78%) Homeowner's exemption | $345,808 Land $139,439 Building $206,369 |
| 2022 | $3,588.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 849 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 River Bluff Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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