San Luis Obispo County property record for 849 Pacific Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 770 sqft · built 1953 |
| Lot Size | 0.103 acres (4,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Sep 2010) |
| Tax Bill | $8,270 (2025) |
| Deeds & Mortgages | Mar 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-152-010 |
| Primary APN | 064-152-010 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 770 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 4,480 sqft (0.103 acres) |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 849 PACIFIC AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 1 BL 12 LT 17 LESS 50% MIN RTS |
| Legal Subdivision | PASO ROBLES BEACH 01 |
| Legal Block | 12 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 7895, VISALIA, CA 93290-7895 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2010 · Amount on Record |
| Deed Sale | Sep 20, 2010 · Amount on Record |
| Prior Sale | Dec 9, 2009 · Amount on Record |
| Deed Document Number | 201045799 |
| Last Transfer Date | Mar 11, 2024 |
| Transfer Doc | 0000007056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 18, 2024 |
| Property Address | 849 PACIFIC AVE, CAYUCOS, CA 93430-1625 |
| Document Number | 0000007056 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024007056 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 PACIFIC AVE, CAYUCOS, CA 93430-1625 |
| Document Number | 0000007057 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024007057 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.3% |
| Index | 1-Year T-Bill |
| Max Rate | 12.3% |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,028,253 (+30.69%) Land $655,853 Building $372,400 | |
| 2025 | $8,270.00 (+8.35%) | $786,794 (+10.7%) Land $642,994 Building $143,800 |
| 2023 | $7,633.00 (+1.72%) | $710,724 Land $618,027 Building $92,697 |
| 2022 | $7,504.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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