802 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 802 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,838 sqft · built 1998
Lot Size	0.177 acres (7,700 sqft)
Owner	Company Name on Record
Last Sale	$3,450,000 (Aug 2019)
Tax Bill	$42,023 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-151-001`

Property Details

APN / Parcel Number

Primary APN	`064-151-001`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,838 sqft Living Area
1st Floor Area	2,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	7,700 sqft (0.177 acres)
Terrain	Below Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	802 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PR BCH 1 BL 14 LT 1 & PTN LT 2
Legal Subdivision	PASO ROBLES BEACH 00
Legal Block	14
Legal Lot Number	1,2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3010
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11217 N BURNHAVEN WAY, FRESNO, CA 93730-7008
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 19, 2019	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
May 6, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Aug 18, 2005 · Amount on Record
Deed Document Number	201934016
Prior Transfer Date	Mar 31, 1995
Prior Transfer Doc	0000057476
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	820 PACIFIC AVE, CAYUCOS, CA 93430-1624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053005
Date	Nov 26, 2019
Instrument	2019053005

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 19, 2019
Property Address	820 PACIFIC AVE, CAYUCOS, CA 93430-1624
Document Number	0000034016
Instrument Date	Jul 25, 2019
Instrument	34016
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$3,795.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11217 N BURNHAVEN WAY FRESNO CA 937307008, FRESNO, CA 93730-7008
Investor	Possibly a Property Investor

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2019
Property Address	820 PACIFIC AVE, CAYUCOS, CA 93430-1624
Document Number	0000016538
Instrument Date	Apr 22, 2019
Instrument	16538
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 PACIFIC AVE CAYUCOS CA 934301624, CAYUCOS, CA 93430-1624

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,134,646 (+2%) Land $3,067,675 Building $1,066,971
2025	$42,023.00 (+0.79%)	$4,053,575 (+10.04%) Land $3,007,525 Building $1,046,050
2024	$41,693.00 (+6.87%)
2023	$39,014.00 (+2.22%)	$3,683,864 Land $2,890,740 Building $793,124
2022	$38,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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