849 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 849 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,816 sqft Finished Area
Lot Size5,489 sqft (0.126 acres)
OccupancyOwner Occupied
Tax Bill$1,095.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-08-007.00

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area1,816 sqft Finished Area
Gross Area1,956 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialRoll Tar & Gravel Roof
Lot Area5,489 sqft (0.126 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0264108007.00
Street Address849 OAK ST
CityLUDLOW
StateKY
Zip41016-1370
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEAVER LOTS 251-252 2ND ADDN 0.126 ACS SES OAK ST
Legal SubdivisionWEAVER J J
Legal Phase2
Legal Lot Number251-252 252
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2016
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-08-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address222 DEVERILL ST, LUDLOW, KY 41016-1327
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 1998
Deed SaleApr 06, 1998
Deed Doc Number0001246335
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,095.00 (-1.71%) Homeowner's exemption$133,000 (-) Land $10,000 Building $123,000$133,000 (-) Land $10,000 Building $123,000
2023$1,114.00 Homeowner's exemption$133,000 Land $10,000 Building $123,000$133,000 Land $10,000 Building $123,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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