845 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 845 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,478 sqft Finished Area
Lot Size5,489 sqft (0.126 acres)
OccupancyOwner Occupied
Tax Bill$1,030.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-41-08-008.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,478 sqft Finished Area
Gross Area1,670 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area5,489 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0264108008.00
Street Address845 OAK ST
CityLUDLOW
StateKY
Zip41016-1370
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEAVER LOTS 249-250 2ND ADDN 0.126 ACS SEC OAK & LAKE STS
Legal SubdivisionWEAVER J J
Legal Phase2
Legal Lot Number249-250 250
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2016
Census Tract66900

Owner

Source: Kenton County records · APN 026-41-08-008.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address845 OAK ST, LUDLOW, KY 41016-1370
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 1991
Deed SaleApr 11, 1991
Deed Doc Number0001043179
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,030.00 (-1.9%) Homeowner's exemption$128,000 (-) Land $10,000 Building $118,000$128,000 (-) Land $10,000 Building $118,000
2023$1,050.00 Homeowner's exemption$128,000 Land $10,000 Building $118,000$128,000 Land $10,000 Building $118,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number