849 Lode St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 849 Lode St, Helena, MT 59601 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$4,440 (2023)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0528075`

Property Details

APN / Parcel Number

Primary APN	`R0528075`
Alternative APNs	`05-1786-04-2-05-21-0000` `0000026868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	352 sqft
Finished Basement	352 sqft

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	0000026868
Street Address	849 LODE ST
City	HELENA
State	MT
Zip	59601-5693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BULL RUN ACRES NO 3 PHASE II-B PT 2, S04, T09 N, R03 W, BLOCK 1, LOT 9, COS #486205/ E
Legal Subdivision	BULL RUN ACRES NO 3 PHASE II
Legal Block	1
Legal Lot Number	9
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3016
Census Tract	1102

Owner

Source: Lewis And Clark County records · APN R0528075

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	849 LODE ST, HELENA, MT 59601-5693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2021	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2016
Deed Sale	Jan 08, 2016
Deed Document Number	3284343
Deed Book / Page	M50 / 8962
Record Updated	Jun 07, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	849 LODE ST, HELENA, MT 59601-5693
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/4732
Date	Jan 06, 2021
Book Page	M58/4732
Instrument	3370337

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 29, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	849 LODE ST, HELENA, MT 59601-5693
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/50
Date	Oct 19, 2020
Book Page	M58/50
Instrument	3365234

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,440.00	$407,400	$407,400 Land $111,671 Building $295,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 22% of Montana
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Montana Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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