Lewis And Clark County property record for 848 Lode St, Helena, MT 59601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,717 sqft · built 1993 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,923 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R0528413 |
| Primary APN | R0528413 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| Basement Area | 1,326 sqft |
| Finished Basement | 1,326 sqft |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,199 sqft (0.303 acres) |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000027211 |
|---|---|
| Street Address | 848 LODE ST |
| City | HELENA |
| State | MT |
| Zip | 59601-5692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | BULL RUN ACRES NO 3 PHASE II-B PT 2, S33, T10 N, R03 W, BLOCK 9, LOT 6, COS #486205 |
| Legal Subdivision | BULL RUN ACRES NO 3 PHASE II |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1102 |
Source: Lewis And Clark County records · APN R0528413
Assessment roll updated December 31, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 848 LODE ST, HELENA, MT 59601-5692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Jun 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 |
| Deed Sale | Jun 14, 2019 |
| Prior Sale | Aug 29, 2012 |
| Deed Document Number | 3338153 |
| Deed Book / Page | M55 / 6108 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 848 LODE ST, HELENA, MT 59601-5692 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | M59/3353 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | M59/3353 |
| Instrument | 3379575 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Jun 14, 2019 |
| Property Address | 848 LODE ST, HELENA, MT 59601-5692 |
| Document Number | M55/6108 |
| Book / Page | M55 / 6108 |
| Map Reference | DOC 486205-E |
| Instrument Date | Jun 14, 2019 |
| Instrument | 3338153 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 848 LODE ST, HELENA, MT 59601-5692 |
| Document Number | 3338154 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 3338154 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2034 |
Source: Lewis And Clark County records · Assessment roll updated December 31, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Municipality | Helena City |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,923.00 | $543,500 | $543,500 Land $122,839 Building $420,661 |
Source: FEMA National Flood Hazard Layer as of April 7, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 46% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Montana Internet.
Based on FCC filings for 168 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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