Monroe County property record for 849 Largo Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1.5 ba · 552 sqft · built 1970 |
| Lot Size | 0.125 acres (5,435 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2016) |
| Tax Bill | $4,327 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00537530-000000 |
| Primary APN | 00537530-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 552 sqft Living Area |
| 1st Floor Area | 552 sqft |
| Flooring | Wood |
| Interior Walls | Masonry |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 5,435 sqft (0.125 acres) |
| View / Lot | Canal |
| Porch | Florida Room |
| Porch Area | 180 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1661058 |
|---|---|
| Street Address | 849 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3107 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SC |
| Legal Description | BK 14 LT 1 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR574-515 OR917-2294 OR2171-509/11TR OR2813-63 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 BIG PINE RD, KEY LARGO, FL 33037-3104 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on Record |
| Deed Sale | Aug 29, 2016 · Amount on Record |
| Prior Sale | Jul 1, 1984 · Amount on Record |
| Deed Document Number | 20162089471 |
| Deed Book / Page | 2813 / 63 |
| Prior Transfer Date | Sep 9, 2005 |
| Prior Transfer Doc | 0021710509 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $619,087 (+25.9%) Land $589,901 Building $29,186 | $619,087 (+25.9%) Land $589,901 Building $29,186 | |
| 2024 | $4,327.00 (+15.45%) | ||
| 2023 | $3,748.00 (+13.4%) | $491,736 (+18.43%) Land $464,693 Building $27,043 | $491,736 (+18.43%) Land $464,693 Building $27,043 |
| 2022 | $3,305.00 | $415,210 Land $387,244 Building $27,966 | $415,210 Land $387,244 Building $27,966 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures