Contra Costa County property record for 849 Kearney St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,115 sqft · built 1945 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $858,000 (Oct 2025) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-236-002-5 |
| Primary APN | 503-236-002-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,115 sqft Living Area |
| 1st Floor Area | 1,115 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 849 KEARNEY ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLVD GARDENS #1 POR LOT 1 BLK 39 |
| Legal Subdivision | BLVD GARDENS #1 |
| Legal Block | 39 |
| Legal Lot Number | 1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 388000 |
849 Kearney St is owned by a company that bought it in October 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 849 KEARNEY ST, EL CERRITO, CA 94530-2822 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Oct 8, 2025 | Intrafamily Transfer, Transfer |
| Oct 8, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Deed Document Number | 2025111854 |
| Prior Transfer Date | Oct 8, 2025 |
| Prior Transfer Doc | 0000105587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 23, 2025 |
| Property Address | 849 KEARNEY ST, EL CERRITO, CA 94530-2822 |
| Document Number | 0000111854 |
| Map Reference | MB 1 PG 11 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025- 111854 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 KEARNEY ST, EL CERRITO, CA 94530-2822 |
| Document Number | 0000111855 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025- 111855 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 8, 2025 |
| Property Address | 849 KEARNEY ST, EL CERRITO, CA 94530-2822 |
| Document Number | 0000105587 |
| Map Reference | MB 1 PG 11 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025- 105587 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1219 28TH AVE, SAN FRANCISCO, CA 94122-1510 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 8, 2025 |
| Property Address | 849 KEARNEY ST, EL CERRITO, CA 94530-2822 |
| Document Number | 0000105586 |
| Map Reference | MB 1 PG 11 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025- 105586 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1219 28TH AVE, SAN FRANCISCO, CA 94122-1510 |
The 2025 property tax bill for 849 Kearney St was $2,321.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $858,000 (+852.66%) Land $650,000 Building $208,000 | |
| 2025 | $2,321.00 | $90,064 Land $68,736 Building $21,328 |
| 2023 | $2,242.00 (+3.13%) | $86,568 Land $66,068 Building $20,500 |
| 2022 | $2,174.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 849 Kearney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 849 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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