847 Kearney St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 847 Kearney St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 999 sqft · built 1945
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Apr 2023)
Tax Bill	$16,522 (2025)
Deeds & Mortgages	Sep 2021 Second Mortgage Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`503-236-003-3`

Property Details

APN / Parcel Number

Primary APN	`503-236-003-3`
Alternative APN	`503-236-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1955
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	847 KEARNEY ST
City	EL CERRITO
State	CA
Zip	94530-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLVD GARDENS #1 POR LOT 2 BLK 39
Legal Subdivision	BOULEVARD GARDENS 01
Legal Tract	1
Legal Block	39
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	388000

Owner

847 Kearney St is owned and occupied by two individuals who bought it in April 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST AMERICAN TITLE INSURANCE
Apr 5, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2021	Intrafamily Transfer, Transfer MORTGAGE CONNECT LP
Jul 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Feb 11, 2014 · Amount on File
Deed Document Number	202331377
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000207638
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 KEARNERY STREET, EL CERRITO, CA 94530-2822

Mortgage

Document Number	0000249178
Date	Sep 7, 2021
Instrument	2021-249178

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 5, 2023
Property Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Document Number	0000031377
Map Reference	MB 1 PG 11
Instrument Date	Mar 24, 2023
Instrument	2023-031377
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822

Mortgage

Document Number	0000031378
Date	Apr 5, 2023
Instrument	2023-031378

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2021
Property Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Document Number	0000207637
Map Reference	MB 1 PG 11
Instrument Date	May 14, 2021
Instrument	2021-207637
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2021
Property Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Document Number	0000207638
Map Reference	MB 1 PG 11
Instrument Date	May 14, 2021
Instrument	2021-207638
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	600 CLUBHOUSE DR, MOON TOWNSHIP, PA 15108-3195

Mortgage

Document Number	0000207639
Date	Jul 23, 2021
Instrument	2021-207639

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 7, 2019
Property Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Document Number	0000084998
Instrument Date	May 15, 2019
Instrument	84998
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	847 KEARNEY ST EL CERRITO CA 945302822, EL CERRITO, CA 94530-2822

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	847 KEARNEY ST, EL CERRITO, CA 94530-2822
Document Number	0000188826
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	847 KEARNEY ST EL CERRITO CA 945302822, EL CERRITO, CA 94530-2822

Mortgage

Document Number	0000188826
Date	Oct 16, 2017
Instrument	188826

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 15, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 847 Kearney St was $16,522.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,220,389 (+2%) Land $1,061,208 Building $159,181
2025	$16,522.00	$1,196,460 Land $1,040,400 Building $156,060
2023	$8,652.00 (+1.59%) Homeowner's exemption	$595,012 Land $471,299 Building $123,713
2022	$8,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 847 Kearney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 847 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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